Unsecured Lines of Credit

Fund Your Business with an Unsecured Line of Credit or Working Capital

Do you manage a business and are in need of extra working capital? If you have a challenged credit profile (560+ Experian) and are interested in obtaining extra capital for your business, our unsecured business lines of credit can help.

NO collateral is needed and depending on your credit profile and business revenue, the line you can receive varies. Prefer annual revenue of $200,000 or more and last monthly revenue of 50,000 last 3 months. Net cash flow of 25k per month. Should be in business for atleast One Year. Funding all casual restaurants with carryout/delivery, Pizza delivery, Sub shops with takeout/delivery, Liquor stores, Auto repair, Dry cleaning, Business cleaning services, Family Doctors, Dentists, Urgent care, Home healthcare, Vets, Pet grooming, Pet supply stores, Dollar stores, Medical equipment/supplies, Cannabis / CBD/Hemp dispensary/ lab, Independent pharmacies and UPS/mailing/shipping stores

Benefits of an Unsecured Line of Credit

For more established businesses (>2 yrs) and good cash flow (>50,000-100,000 a month), you may stand to receive a line of credit between $150,000 and $400,000. There are several benefits of obtaining a lines of credit with us, including:

  • No subprime loans, you’ll always get the best rates or you won’t qualify.
  • Pay off your other MCAs  or use our new MCA/ Working capital products, it doesn’t show up as loan, no hard credit inquiries
  • No more than One open MCA, No >3NSF, No tax liens
  • A Working Capital is a cash advance, not a loan, so it doesn’t show in your credit profile!
  • Competitive low rates and an excellent introductory offer
  • No upfront collateral for those who qualify due to good credit and financials
  • We also have Term Loans for businesses over 2 years and credit 600+, monthly payments, not weekly and low rates 11-12% for 2-5 yr term
  • A line of credit can used like a card, you can borrow any amount from your line and pay only borrowed amount. As per your business you can draw more down from line as needed
  • No financials needed below $250,000 amount, typically need to be in business for 12 months.
  • Terms from 6 to 14 months !
  • Approvals in 24 hours, FUNDING in 48 hours, FAST approvals with quick application only 3 month bank statements. Nationwide lending

Use these funds for making payroll, taxes, inventory, expansion or advertising

Proudly Serving Columbus and Cincinnati in Ohio first, besides 40 other states nationwide.

For a no obligation pre qualification, contact us today

Get Pre-Qualified

  • Year Business Started