Long-Term Rental Loans

Long-Term Rental Loans for Purchase and Refinance of non-owner occupied properties.

Venus Capital is a premier National Lender that helps small investors with  Long-Term Rental Loans Program.

You could be eligible to Purchase or Refinance a Property to Hold as a Long Term Rental for 30 year term.

This program offers a 30-year term and rates starting at 4.50% to ensure that our customers have true long-term financing options.

We also have Fix to Rent programs, where you get a bridge loan to get your property with 100% rehab covered and then after 6-12 months lock in great rate for 30 year terms.

Long-Term (30year) Single Family Rental Loan Program Details:

Non-Owner Occupied 1-4 unit Single Family Real Estate, Townhomes

Purchase/ Refinance – LTV upto 80% of As-is value

Cash Out – 70% of As-is value

As-Is value should be 100k or more

Loan Amount – $300k to $2mn

Single Family Minimum FICO 620

Rates starting at 4%

Options range from 5/1 ARM, to 10/1 ARM or 30 year fixed, Always 30 yr amortization. No taxes or income verification ever, closings in 30 days

Multi-Family (5+ units) Long Term Program :

Purchase/ Refinance – Upto 75% of As-is value

Cash Out – 70% of As-is value

Loan Amount – $400k to 5mn (min. 50k per door)

MFH Min. FICO – 680+, 80% rented and prior experience needed in last 3 yrs

Rates from 4.5%

• Serving Columbus, Cincinnati , Maryland, North Carolina, Georgia on priority, besides 40 other states nationwide (except CA, Dakotas)

Ask us about our Portfolio Loans, Upto 20 properties can be combined in one loan – $1mn to 50mn, stated income, low docs always!